July 15, 2024 Housing Market News: Inventory Increase in Oklahoma, All-Electric Homes in Napa County, Historic Housing Approval Surge in San Diego, Luxury Homes in Oklahoma, Cherokee Nation’s Housing Initiatives, and Workforce Housing Program in Deschutes County | pryorinfopub.com, The Press Democrat, San Diego Union-Tribune, Stacker, cherokeephoenix.org, KTVZ, Forbes Advisor

Welcome to today’s real estate news! In the ever-evolving housing market, we have some fascinating stories to share. From Oklahoma’s increase in housing inventory to Napa County’s groundbreaking all-electric building code, there are exciting developments shaping the future of housing. San Diego has experienced a historic surge in housing approvals, while Stacker takes us on a journey through Oklahoma’s most luxurious homes. The Cherokee Nation is making significant strides in addressing housing needs, and Deschutes County in Oregon has approved a funding initiative for workforce housing. Finally, Forbes Advisor provides insights into the future of home affordability and the housing market in 2024. Dive into these stories to stay informed and discover the latest trends in the real estate world.

Oklahoma Sees the Nation’s Increase in Housing Inventory | State News | pryorinfopub.com

The U.S. housing market has been facing a persistent shortage, significantly impacting prospective homebuyers. This shortage is attributed to a mix of long- and short-term factors, including high mortgage rates deterring sellers, a slowdown in new residential construction, and an increase in homes purchased by institutional investors. The deficit, estimated between four million and seven million homes, stems from underconstruction since the Great Recession and is exacerbated by natural population growth, urbanization, and retirees opting to age in place. Despite these challenges, some regions, notably Florida, Hawaii, and Montana, offer more favorable conditions for buyers due to higher housing supply relative to demand. This analysis highlights the importance of localized policy approaches to address the unique nature of housing markets across states.

Learn more about how Oklahoma is tackling the housing inventory challenge

Napa County code that encourages all-electric new homes gets OK from supervisors – The Press Democrat

In a unanimous decision, the Napa County Board of Supervisors has approved a groundbreaking building code aimed at promoting all-electric new residential constructions. Set to take effect on January 1, this “reach code” goes beyond basic energy efficiency standards to encourage the reduction of natural gas use in homes, addressing both health and climate impacts. While the code focuses on residential buildings by making them all-electric by default, non-residential constructions are required to be “electric ready,” laying the groundwork for future conversion. This initiative, pending approval from the California Energy Commission, positions Napa County as a leader in sustainable building practices amidst a broader movement across California cities and counties towards reducing greenhouse gas emissions from buildings. Despite legal challenges faced by similar codes in other jurisdictions, Napa County’s approach seeks to balance flexibility with environmental responsibility, offering a template for others to follow.

Learn more about Napa County’s all-electric initiative

San Diego OK’d more new homes in 2023 than any year in decades – San Diego Union-Tribune

In an unprecedented surge, San Diego approved nearly twice as many homes for construction in 2023 as the previous year, marking the highest approval rate since at least 2005 and possibly since the 1980s. This boom, largely attributed to developer incentives introduced by Mayor Todd Gloria, saw over 86% of new units located near transit areas, aligning with the city’s climate change goals. However, concerns were raised about the distribution of these homes, with not enough being in high-resource areas that offer better jobs and schools. The approvals included a significant increase in rent-restricted homes for low-income residents, yet the city still falls short of meeting its state housing goals, particularly for low-income and very low-income residents. The report highlights the role of accessory dwelling units (ADUs) and incentive programs like Complete Communities and the city’s density bonus program in this surge. Despite the progress, challenges remain, including the need for more family-sized housing and ensuring developments in high-resource areas.

Learn more about San Diego’s historic housing approval surge

Cities With the Most Expensive Homes in Oklahoma | Stacker

Discover the allure of Oklahoma’s real estate market where home values soar and dreams of homeownership are shaped by location, size, age, and condition. With the typical home value in the United States reaching new heights, Oklahoma presents a unique landscape of affordability and luxury. Stacker has compiled a fascinating list of cities within Oklahoma that boast the most expensive homes, offering insights into the evolving dynamics of the state’s housing market. From the bustling metros of Oklahoma City and Tulsa to the serene surroundings of Ardmore and Duncan, explore where the pinnacle of Oklahoma’s real estate luxury stands as of May 2024. Whether you’re a potential homebuyer or a real estate enthusiast, this guide through Oklahoma’s priciest cities is a journey through architectural grandeur and market trends that define modern living in the Sooner State.

Learn more about Oklahoma’s most luxurious homes

CN announces comprehensive housing study; welcomes families to Warrior Addition | Services | cherokeephoenix.org

The Cherokee Nation is making significant strides in addressing housing needs within its reservation. On July 3, officials celebrated the opening of the Warrior Addition, a new subdivision providing homes to Cherokee families, marking a step forward in their commitment to enhancing community living standards. Alongside this, a comprehensive housing study has been announced by the Housing Authority of the Cherokee Nation to assess and address the housing requirements across the reservation. This initiative aims to identify current program operations, pinpoint existing gaps in rental and homeownership opportunities, and determine the necessary resources to fulfill these needs. With an investment of $150 million through the Housing, Jobs and Sustainable Communities Act since 2019, the tribe is actively working on over 250 homes, including new constructions and replacements, to ensure that more families like Larry and Latonta Carter can enjoy the stability and pride of homeownership. The Warrior Addition not only offers modern, energy-efficient homes but also honors Cherokee veterans through the naming of its streets, reflecting the Nation’s respect for its heritage and heroes.

Learn more about the Cherokee Nation’s housing initiatives

Deschutes County commissioners OK $320,000 in funding for new workforce housing pilot program – KTVZ

In an exciting development for Deschutes County, Oregon, local commissioners have unanimously approved a $320,000 funding initiative for the Workforce Home Ownership for Median-income Earners (Workforce HOME) program. This innovative pilot program, created in collaboration with NeighborImpact, Housing Works, and the Central Oregon Builders Association (COBA), aims to make homeownership more attainable for the county’s median-income earners. By offering developers a $30,000 credit for each home built and sold within affordable price ranges, the program seeks to address the critical need for workforce housing. Eligible buyers, who must earn between 80 and 120 percent of the area’s median income and be employed within Deschutes County, will benefit from deed restrictions ensuring these homes remain affordably priced for 20 years. This initiative represents a significant step towards fulfilling the American Dream for many families in the community, highlighting Deschutes County’s commitment to innovative solutions for housing affordability.

Learn more about this groundbreaking program

Housing Market Predictions For 2024: When Will Home Prices Be Affordable Again? – Forbes Advisor

As the housing market navigates through a mix of challenges, including high mortgage rates and a persistent inventory shortage, many prospective homebuyers find themselves on the sidelines, waiting for a sign of relief. The spring buying season of 2024 didn’t bring the hoped-for ease in prices, but there’s a silver lining with more resale inventory entering the market and new home prices dipping below resale values. Despite these positive shifts, experts caution that a significant market improvement hinges on a decrease in mortgage rates to alleviate affordability issues and encourage movement within the market. With inflation stubbornly high, the Federal Reserve’s actions remain a critical factor in the housing market’s trajectory. Yet, amidst these uncertainties, there are glimmers of hope. Some predict a gradual easing of mortgage rates, potentially spurring a recovery. Additionally, a landmark settlement in the real estate industry could reshape how buyers and sellers navigate the market, offering new opportunities for affordability and fairness.

Learn more about the future of home affordability and the housing market in 2024.